Stated

Private finance tracker that turns bank statements into insights — no bank login required.

4.8 (4)

Vaadanud Daniel Nikulshyn·Uuendatud mai 2026

Personal Finance Analytics Budgeting Document Parsing Privacy-First Self-Serve

Ülevaade

Stated is a personal finance tool that analyzes your spending from bank statements you upload directly, supporting PDF, CSV, and Excel formats. Because it never connects to your bank account, there are no credentials to share and no third-party aggregator sitting between you and your data. Once a statement is imported, Stated categorizes transactions, surfaces trends, and helps you understand where your money goes across accounts and time periods. It's designed for people who want clearer financial visibility without handing over login details to a budgeting app. The tool fits users who prioritize privacy, freelancers juggling multiple accounts, or anyone whose bank isn't supported by traditional open-banking services.

Põhifunktsioonid

Statement parsing for PDF, CSV, and Excel
Automatic transaction categorization
Spending trends and breakdowns
Multi-account consolidation
Privacy-first, no-login design

Kasutusjuhud

Track spending without sharing bank logins

Upload PDF, CSV, or Excel statements to see categorized spending and trends without connecting credentials or relying on a third-party aggregator.

Consolidate finances across multiple accounts

Freelancers and multi-account users can import statements from different banks into one view to understand total spending across accounts and time periods.

Analyze finances from unsupported banks

If your bank isn't covered by typical aggregator-based apps, upload its statements directly to Stated and still get categorized transactions and spending insights.

Review historical spending patterns

Import past statements to surface long-term trends and category breakdowns, helping you spot recurring expenses or shifts in financial habits.

Plussid ja miinused

Plussid

No bank login or credentials needed
Supports PDF, CSV, and Excel statements
Privacy-focused approach to financial data
Works with banks not covered by aggregators

Miinused

Requires manual upload of each statement
Insights limited to data in provided files
No real-time transaction syncing

Arvustused

4.8

Keskmine 4 hinnangust.

Logi sisse arvustuse jätmiseks.

Tariq Aziz

Does the job

Pretty happy overall. Statement parsing for PDF, CSV, and Excel just works and privacy-focused approach to financial data. but no dealbreakers — I'd recommend it to a friend without hesitating.

Devin Walker

Does the job

Pretty happy overall. Automatic transaction categorization just works and supports PDF, CSV, and Excel statements. but no dealbreakers — I'd recommend it to a friend without hesitating.

Hannah Goldberg

Does the job

Pretty happy overall. Automatic transaction categorization just works and supports PDF, CSV, and Excel statements. Insights limited to data in provided files can be annoying, but no dealbreakers — I'd recommend it to a friend without hesitating.

Kwame Mensah

Does the job

Pretty happy overall. Statement parsing for PDF, CSV, and Excel just works and privacy-focused approach to financial data. but no dealbreakers — I'd recommend it to a friend without hesitating.