unflatEarn higher yields on savings through DeFi, no crypto knowledge required.

4.6 (5)

Reviewed by Daniel Nikulshyn·Updated July 2026

FinTech DeFi Savings Mobile App Yield Beginner-Friendly Automated Investing

Overview

unflat is a DeFi platform that helps users earn higher yields on their savings without requiring any prior knowledge of cryptocurrency. By leveraging DeFi protocols, unflat simplifies the process of generating returns on savings, allowing users to benefit from the growing DeFi market without needing to navigate its complexities.

Key features

Simplified savings interface
Access to DeFi yield strategies
Automated fund routing
No manual wallet setup
Abstracted gas and protocol fees
Designed for non-crypto users

Pricing

Model: Freemium
Category: Finance
Rating: 4.6 / 5 (5)

Use cases

Earn higher yields than a traditional bank

Deposit savings into unflat to access DeFi-powered returns that typically exceed standard savings account rates, without managing wallets or protocols.

Enter DeFi without crypto know-how

Get exposure to on-chain yield strategies through a familiar app experience, skipping the learning curve of keys, gas fees, and exchanges.

Passive savings with automated routing

Let unflat allocate funds into vetted DeFi strategies automatically, so users can grow their balance without actively managing positions.

Diversify beyond traditional savings

Complement a regular bank account by parking idle cash in unflat to tap into alternative, on-chain yield sources.

Pros & Cons

Pros

Beginner-friendly entry into DeFi yields
No prior crypto experience needed
Potentially higher returns than traditional savings
Simplifies wallet and gas management

Cons

DeFi exposure carries smart contract risk
Returns are variable, not guaranteed
Limited control over underlying strategies
Availability may depend on region

Reviews

4.6

Average from 5 ratings.

Daniel Schmidt

May 17, 2026

Compared a few options

Evaluated this against two competitors. Where it wins: designed for non-crypto users and no prior crypto experience needed. Where it lags: deFi exposure carries smart contract risk. On balance the feature set — especially no manual wallet setup — justifies the 5 stars for our use case.

Diego Fernández

May 2, 2026

Skeptical, then convinced

I went in skeptical — most tools in this space overpromise. It actually delivers on no manual wallet setup, and simplifies wallet and gas management caught me off guard. Availability may depend on region is why this isn't a perfect score, still, I'd recommend giving it a real trial.

Hannah Goldberg

Mar 2, 2026

Compared a few options

Evaluated this against two competitors. Where it wins: automated fund routing and no prior crypto experience needed. Where it lags: returns are variable, not guaranteed. On balance the feature set — especially automated fund routing — justifies the 4 stars for our use case.

Ethan Brooks

Nov 2, 2025

Solid for our team

We rolled this out across the team last quarter and simplifies wallet and gas management. Abstracted gas and protocol fees fits neatly into how we already work, and designed for non-crypto users removed a step we used to do by hand. but it has held up under daily use.

Kwame Mensah

Aug 12, 2025

Does the job

Pretty happy overall. Automated fund routing just works and beginner-friendly entry into DeFi yields. Availability may depend on region can be annoying, but no dealbreakers — I'd recommend it to a friend without hesitating.